The only experience that I have with the RPGMaker programs is with RPGMaker 2000 (RM2k). It's a pretty good program to use for making old school style RPGs once you get the hang of it. Most games made with these programs are not all that, but some are very notable such as The Frozen World by Lysander86 (using RM2k). I've also creating a few RPGs a few years ago but they're nothing to write home about. It was mostly for practise when I was still new to the program. I'm actually working on another RPG right now with a custom battle system, day & night, caterpillar script and all that. It seems to be working out fine for the most part, but I've put it on hold while I think up more of the story for the game. Although, I can't really say that I'm using RM2k as much as I used to these days.
Custom and ripped resources are quite easy to find. As well as tutorials. For those interested about using any of the RPGMaker programs, I would recommend this site:
http://rpgmaker.net/If anyone needs any resources for a particular game and can't find it, I'll be glad to post the links to a few good sites that I know. They might have it. All in all, the RPGMaker programs are pretty good to use for creating RPGs. They do have some annoying limitations though. For example, the default battle systems don't support animated enemy attacks. That's why a lot of people go through the trouble of creating custom scripts such as myself. Eh, making RPGs is fun, but I prefer translating games a bit more.